Applying for a Loan

Pre-Approval

If you are in the process of finding a new home, or if you are thinking about beginning a home search, it makes sense to prequalify for your home mortgage first.  Although these are more homes on the market today than this time last year, when the price is right there are often multiple offers. 

It's also important to keep in mind that no matter how qualified you are, it is unnerving to wait for your loan approval after you have found the perfect home.  Save yourself that stress by pre-qualifying for your loan first.  You can do that here. 

This will also be a good time for you to get your necessary documents together before they are packed away in a box during your moving preparations.  It also gives you the opportunity to make certain there are no errors on your credit report that we can have corrected ahead of time.

Loan Application

If you have already found your home and need to move fast, then filling out a full application will be your first step.  Or, if you are thinking of refinancing, this is the application you will need.  Even if you just want to see what kind of rate and loan program is available to you, this application will allow us to give you the most factual quote.  Without it, any quote is only an estimate.